Education Flyers
Download, view, or print our education flyers. These documents provide additional factual information for educational purposes only and are not to be construed as financial advice.
Our publications listed below are downloadable as PDFs and are all less than 2MB.
Aged Care
Download PDF – Aged Care
Asset Class Returns
Download PDF – 20 Years of Annual Asset Class Returns to 31st December 2020
Budgeting
Download PDF – Budget
Download Excel Spreadsheet – ASIC MoneySmart budget-planner
Centrelink / DVA
Download PDF – A Guide to Australian Government Payments (20 September 2021 to 31 December 2021)
Download PDF – Centrelink Allowances
Download PDF – Centrelink Gifting
Download PDF – Centrelink Pensions
Download PDF – Centrelink Rent Assistance
Download PDF – Centrelink Strategies
Download PDF – Centrelink Waiting Periods
Download PDF – Centrelink Work Bonus
Download PDF – Concession Cards
Download PDF – Commonwealth Seniors Health Card
Download PDF – Low Income Health Card
Download PDF – DVA Pensions
Debt
Download PDF – Debt
Estate Planning
Download PDF – Estate Planning
Download PDF – Funeral Bonds
Insurance
Download PDF – Insurance Bond
Download PDF – Insurance Strategies Business
Download PDF – Insurance Strategies Personal
Investing
Download PDF – Child Savings Plan
Download PDF – Dollar Cost Averaging
Download PDF – How Long Will My Money Last?
Download PDF – Investment Listed on ASX
Download PDF – Margin Lending
Download PDF – Portfolio Construction
Download PDF – Portfolio Management
Download PDF – Top Slicing
Reduncancy
Download PDF – Redundancy
Risk Profile
Download PDF – Risk Profile Info Flyer
Salary Packaging (non-Super)
Download PDF – Salary Packaging Non Super
Small Business CGT Concessions
Download PDF – Small Business CGT Concessions
Superannuation
Download PDF – Super Rates & Thresholds 2020-2021
Download PDF – Super and Divorce
Download PDF – Super Contributions
Download PDF – Super Govt Co-contributions
Download PDF – Downsizing Contributions
Download PDF – Super Introduction
Download PDF – Super Pensions
Download PDF – Super Re-contribution
Download PDF – Super Spouse Contributions
Download PDF – Super Transition to Retirement Pensions
SMSF
Download PDF – SMSF In-specie transfer
Download PDF – SMSF Introduction
Download PDF – SMSF Limited Recourse Borrowing
Download PDF – SMSF Winding Up
Taxation
Download PDF – ‘Latest 2020-2021’ Personal Taxation Rates
Important information and disclaimer
These documents have been published by Aurum Planning Pty Ltd.
Any advice in these publications is of a general nature only and has not been tailored to your personal circumstances. Accordingly, reliance should not be placed on the information contained in this document as the basis for making any financial investment, insurance or other decision. Please seek personal advice prior to acting on this information.
While it is believed the information in this publication is accurate and reliable, the accuracy of that information is not guaranteed in any way. Opinions constitute our judgement at the time of issue and are subject to change. Neither the Licensee nor any member of Twilight Financial Planning Pty Ltd, nor their employees or directors gives any warranty of accuracy, or accepts any responsibility for errors or omissions in this document.
Any general tax information provided in this publication is intended as a guide only and is based on our general understanding of taxation laws. It is not intended to be a substitute for specialised taxation advice or an assessment of your liabilities, obligations or claim entitlements that arise, or could arise, under taxation law, and we recommend you consult with a registered tax agent.