What is the purpose of our Financial Services Guide (FSG)?

Our FSG is an important document. It is designed to assist you in deciding whether to use any of the financial services offered by us, as described in our FSG.  We are required to give you an FSG if we provide certain financial services to you and you are a retail client.  The FSG contains important information about:

• who we are
• the financial services we offer
• the financial products to which those services relate
• how we and others are paid in connection with those services
• how we deal with complaints; and
• how we can be contacted.

This FSG is not intended for ‘wholesale clients’ as defined by the Corporations Act 2001 (ie professional investors).

What is the purpose of our Privacy Policy?

Our Privacy Policy is an important document to help keep you informed.  Before you decide to share your personal information with us our Privacy Policy helps you understand:

  • what personal information is collected
  • if sensitive information is likely to be collected
  • if your personal information is likely to be shared with a third party
  • if personal information will be disclosed overseas
  • how your personal information will be used and disclosed
  • how personal information is stored and managed
  • how you can access and correct your personal information
  • how you can make a privacy complaint.